Pension / Provident Funds

Liberty Corporate – At a glance

Do you have a retirement fund in place?

When last was your fund reviewed?

- Is it structured efficiently for the size and nature of your business?

- Are you maximising the tax relief available to employers who contribute to retirement funds.

- Are your employees receiving regular communication in respect of their benefits?

- Do you know who administers your fund? Are you satisfied with your current service levels?

- Do you have information readily available e.g. up to the minute returns on investment portfolios and immediate access to member and fund information?

What if you had no retirement fund in place?

Your business could be impacted

- Has your company ever had to provide some sort of benefit when a staff member has retired, died, become disabled or been retrenched? If so, what impact did it have on your bottom line?

- If a valued staff member retired, died or became disabled and you could not provide any benefits to them or their family, consider the impact it would have on the morale of the rest of your staff.

VIP Payroll

Our services encompass a payroll processing bureau in compliance with Sars and Dept of Labour and all other statutory requirements. We will communicate with your HR manager and compile the information required to process the payroll.

The information will be processed onto our payroll system. We can provide electronic data import file to import into your banking system for ease of salary payments through your electronic banking system. We will provide payslips and the required schedules to you once payroll has been processed. The monthly submission of Emp201 as well as Mibco returns will be submitted thereafter. Please be advised that information is kept confidential and security payslips are also available.

Our quotation is as follows:

1. New Employee takeon: Our once off fee per employee: Estimated number of employees: Estimated once off cost:

2. Monthly Payroll Processing: Our fee, per employee per month: Estimated number of employees: Estimated monthly cost:

3. Payslip Stationery. Normal paper printed payslips amounts to: Security printed payslips amounts to:

4. Submission of monthly Emp201 returns

The Price of Motherhood

The Price of Motherhood

Time off from work affects retirement savings

The role of motherhood, which is so vitally important to the fabric of our society, is the reason many women find themselves more financially vulnerable in their later years.

Mothers tend to stop working in order to raise their children and even if it is just for a short period of time, it has an enormous impact on their retirement savings. Even when a mother returns to the workplace, she may choose a less demanding position in order to have a balance between family and work, further reducing her ability to provide for her retirement. Let’s look at the numbers…

Education Builder – The building blocks for your children’s future

From the first moment they learn the ABC and discover the wonderful worlds hidden in books, you have to start saving for your children’s education.

Knowledge is, after all, one of the keys to a successful future and as a parent you want only the best for your child. At Liberty Investments we understand this and want to help you and your family achieve all your goals and beyond. We want you to enjoy the learning years and not be worried about how you are going to afford it. Take the time to help with algebra, build a volcano or explain Shakespeare – we will take care of your financial interests.
Invest_Education

Retirement – it’s closer than you think…

It’s difficult to plan for something that seems a really long time off, like retirement. Most of us prefer to rather spend our money on something we can enjoy now – like a deposit on a new car or saving for an overseas holiday. But sometimes reality has a way of creeping up on us… especially our own retirement!

In fact, research shows that as many as 94% of South Africans do not make sufficient provision to enjoy a comfortable retirement. Fortunately, that doesn’t need to be your future – not with Liberty Investments by your side! Our flexible range of retirement investment solutions makes the best use of the time you have left until retirement so that you can look forward to what should be a truly special time in your life..
Liberty Retirement Investment

Trend – Today’s Woman

Today’s woman has many roles, choices, opportunities and challenges, and the world opens up to her like never before. The first role today is to be true to herself! As an unencumbered free-thinking single – she will in all likelihood start her career as a key focus area while having fun… with no significant responsibilities other than focusing on her career. Young, dynamic women can move quickly through the corporate ranks. More women are also making it into the corner office and the boardroom of large corporations. Globally, women have in many respects broken through the glass-ceiling and are ‘making it’ in traditionally male-dominated industry sectors such as the sciences, technology, farming, manufacturing and the likes.

Her second role is that of wife and mother – with a responsibility not only for herself but also for her husband and children. Once a woman decides to start a family, she may decide to stop working, but this is a luxury that many women today can’t really afford. The trend in South Africa is that most mothers continue to work out of necessity once they have had their children, and so the juggling act of motherhood and work life begins. This also means that a working mom is in some aspects a ‘liability’ to her family, and so additional risk is involved if they are reliant on her income and this also needs to be accounted for.. … Cont. below.
Trend_Today’sWoman

Liberty Properties – 40 Years of positive returns.

The easiest way to Invest in Eastgate, Sandton City, Nelson Mandela Square, Southern Sun Hotels, Sandton Convention Centre, The Liberty Promenade, Midlands Mall & Many more.

This is physical property with hardly any volatility.

Liberty Properties

Discovery Vitality

What’s all the hype about??

Discovery Vitality is a wellness programme that rewards you for getting healthier.

Discovery Vitality offers a science-based, personalised approach to wellness.

Vitality empowers you to get healthier by giving you the knowledge, tools and motivation to improve your health. It has been clinically proven that Vitality makes its members healthier. The more they interact with Vitality, the healthier they become as Vitality is structured to guide all our members along a personalised journey to better health.

As you interact with Vitality by getting active and making healthy choices, the Vitality points you accumulate determine your Vitality status. The higher your Vitality status, the greater the rewards you qualify for.
As you earn Vitality points, your Vitality status improves

You’ll start at Blue status and improve your status as you improve your health. You’ll move from Blue status to Bronze, Silver, Gold and finally to the highest, Diamond Vitality status.

Discovery Vitality Brochure

Vitality Point Calculator – From Zero to Hero

Product Providers

STANLIB Wealth Focus – Economic Update by Kevin Lings

The Campus – Forum, Bryanston (25/03/2010)

Kevin Lings of  STANLIB outlined the recent major economic highlights. As always, he simplifies the global economy and gives us some direction as to what the markets are up to.

There is no sound to this presentation – Please feel free to call Ahmed on 011 213 4000 should you require an explanation on the slides.

STANLIB Fund Focus – Kevin Lings Presentation

Return top

Keep in touch!

info@makolia.co.za ; Skype: makolia.info ; Tel: 011 213 4000 ; Fax: 011 854 2313