o you have a retirement fund in place?

When last was your fund reviewed?

- Is it structured efficiently for the size and nature of your business?

- Are you maximising the tax relief available to employers who contribute to retirement funds.

- Are your employees receiving regular communication in respect of their benefits?

- Do you know who administers your fund? Are you satisfied with your current service levels?

- Do you have information readily available e.g. up to the minute returns on investment portfolios and immediate access to member and fund information?

What if you had no retirement fund in place?

Your business could be impacted

- Has your company ever had to provide some sort of benefit when a staff member has retired, died, become disabled or been retrenched? If so, what impact did it have on your bottom line?

- If a valued staff member retired, died or became disabled and you could not provide any benefits to them or their family, consider the impact it would have on the morale of the rest of your staff.